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South Dakota Housing Authority

Recent Posts

6 Common Mistakes Most First-Time Homebuyers Make

Posted by South Dakota Housing Authority on Feb 16, 2018 9:26:10 AM

There's a first time for everything—so when it comes to buying a home for the first time, you're bound to make a mistake or two. There's a learning curve to making purchases on this scale, but many homebuyers before you have made some mistakes so that you don't have to.

Here are six common first-time homebuyer mistakes you can avoid yourself.

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Topics: Homeownership

Do I Qualify for Rental Assistance in South Dakota?

Posted by South Dakota Housing Authority on Feb 8, 2018 3:46:04 PM

Managing a monthly rent payment can sometimes seem like more than your paycheck can handle. But if you meet certain standards, you may be able to qualify for assistance in making those payments here in South Dakota. You have several options—from Project-Based Section 8 to vouchers.

Here are some of the most common requirements for rental-assistance programs.

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Topics: Renting

Homebuying with a Disability: Knowing Your Options

Posted by South Dakota Housing Authority on Feb 1, 2018 3:33:26 PM

Purchasing a home can feel like a rite of passage for many individuals and families. It's an exciting time, but there are a lot of details to consider. When it comes to homebuying with a disability, however, there are even more added layers of options and key information that are critical to know.

Here are just a few things you should keep in mind as a homebuyer with a disability.

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Topics: Homeownership

5 Money Tips for Apartment Renters on a Budget

Posted by South Dakota Housing Authority on Jan 25, 2018 3:21:30 PM

Paying for an apartment includes a variety of potential strains on your budget. And when your budget is a little small to begin with, this can present some headaches. Luckily, there are plenty of tactics you can utilize to manage renting an apartment on a minimal budget.

Here are some basic starter tips for money-saving when you're a budget apartment renter.

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Topics: Renting

3 Common Misconceptions About College Debt and Homeownership

Posted by South Dakota Housing Authority on Jan 18, 2018 3:53:29 PM

A college degree can go a long way toward advancing your career and your general quality of life. Study after study has shown the connection between household income and holding a higher education degree.

But what about buying a home? How does having a degree impact your homeownership prospects?

There are a few common misconceptions people have when it comes to student debt and how it affects purchasing a house. (Particularly in South Dakota.) Here are just a few of them.

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Topics: Homeownership

Mastering Mortgages: Offering the Best Home Loans to Your Customers

Posted by South Dakota Housing Authority on Jan 11, 2018 12:21:45 PM

Lenders and financial institutions that offer mortgages have a unique opportunity—to provide the key to owning a home to potentially thousands of families and individuals. So what can a mortgage lender do to offer the best possible options for their potential and existing customers?

Here are four avenues you should take as a lender to diversify your offerings.

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Topics: Lending

How a College Degree Can Help You Finance a Home in South Dakota

Posted by South Dakota Housing Authority on Jan 3, 2018 9:48:22 AM

Once you’ve exited college and are ready to get your career started, one of your first steps might be to find a more permanent place to live. If buying a home post-graduation is on your radar, your financing might not be as difficult as you first thought.

As luck would have it, there’s a program through the South Dakota Housing Development Authority (SDHDA) made for recent graduates to get a little help in purchasing a home in South Dakota.

Here are some of the ways in which you can qualify for the Grants for Grads first-time homebuyer program.

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Topics: Homeownership

5 Home Inspection Warning Signs to Keep in Mind

Posted by South Dakota Housing Authority on Dec 28, 2017 3:26:36 PM

Home inspections are incredibly important to the homebuying process. A professional inspector can pinpoint problem areas for a potential property and save you headache down the road.

Here are five things to look out for during your home inspection.

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Topics: Homeownership

Listing a Rental: 6 Tips for Writing the Best Apartment Ad

Posted by South Dakota Housing Authority on Dec 21, 2017 10:49:51 AM

As a property manager, you already know the basics of what to include in a rental ad—number of bedrooms, number of bathrooms, square footage and listing and security deposit price all come to mind. But what can you do to enhance your listing to attract the most high-quality applicants?

Here are six potential tips for improving your average apartment ad.

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Topics: Property Management

Understanding a "Loan Estimate" — What it Means for Your Home Purchase

Posted by South Dakota Housing Authority on Dec 14, 2017 4:10:34 PM

Navigating the terminology of homebuying may introduce you to some new phrases that weren't in your vocabulary before. One such phrase is a "loan estimate" (f.k.a., a "good faith estimate"), which is a term used to identify a document that can be extremely helpful to you when shopping for the perfect mortgage.

Here are some aspects of loan estimates you should know about as a first-time homebuyer.

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Topics: Homeownership

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