Your source for expert information on housing in South Dakota

How to Make Your Monthly Rent Payments More Affordable

Posted by South Dakota Housing Authority on Apr 4, 2017 4:41:17 PM

You may have figured out by now that living comes with a few expenses—rent payments, taxes, utilities, groceries (and the list continues). Making rent payments can sometimes be a challenge, and no one wants to give up their phone plan, internet access or utility necessities.

So how can you make your rent more affordable? Here are a few methods to try.

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Topics: Renting

6 Tips for Saving Up a New Home Downpayment

Posted by South Dakota Housing Authority on Mar 30, 2017 2:31:23 PM

Some things in life come naturally—some just don’t. Buying a new home, especially your first, doesn’t always come naturally. If you just got done paying off your student loans or your car, for example, jumping into a new, 30-year investment plus coming up with a downpayment might seem difficult. However, a smartly thought out savings plan and a few nips and tucks to your budget here and there can have you well on your way to affording a downpayment on a new home.

Here’s how you can start saving for your downpayment.

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Topics: Homeownership

8 Common Mistakes to Avoid as a First-Time Homebuyer

Posted by South Dakota Housing Authority on Mar 23, 2017 4:54:58 PM

Ready to jump into the housing market? Buying a home is an undertaking that can cost time and money. But you’re not alone—even veteran repeat homebuyers can sometimes forget about the best ways to navigate the market and optimize your savings.

Thankfully, first-timers can gain some peace of mind by avoiding these common mistakes.

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Topics: Homeownership

Free Download: How to Rent An Apartment: The Guide to Finding the Perfect First Rental

Posted by South Dakota Housing Authority on Mar 17, 2017 2:54:27 PM

So you’re ready to branch out on your own and rent your first apartment. It’s an exciting time, but if you have never done it before, where do you start? With the appropriate tools and knowledge, you can get on the right track to finding that perfect apartment in South Dakota, in the perfect neighborhood, for the perfect price.

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Topics: Renting

4 Lender Benefits of Offering the Repeat Homebuyer Program

Posted by South Dakota Housing Authority on Mar 9, 2017 4:42:23 PM

First-time homebuyers don’t get all the benefits of buying in South Dakota—in fact, those looking for their second or third (or more) home might qualify for assistance from South Dakota Housing Development Authority (SDHDA) as well. 

But what’s in it for a lender? Check out some of the benefits of offering the Repeat Homebuyer Program to your customers or members.

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Topics: Homeownership

6 Tips for Speeding Up Your Home Sale

Posted by South Dakota Housing Authority on Mar 2, 2017 1:04:10 PM

When selling a home, time is often of the essence. The longer your home is listed without receiving offers, the greater potential for your listing to become “stale” and overlooked.

So what are some of the best ways to speed up the process? Here are six.

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Topics: Homeownership

Upcoming Event: Win a $250 Gift Card at the Sioux Empire Home Show

Posted by South Dakota Housing Authority on Feb 23, 2017 4:20:19 PM

Who wouldn’t want the opportunity to pick up a sizable gift card to Lowe’s while also getting the low-down on the most effective and budget-friendly ways to buy a home in South Dakota? That’s why South Dakota Housing Development Authority’s (SDHDA) upcoming visit to the Sioux Empire Home Show™ is worth a look-see.

Here are the details to meet up with us and potentially win the gift card.

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Topics: SDHDA News and Events

The First Time Homebuyer's Guide to Rapid City

Posted by South Dakota Housing Authority on Feb 23, 2017 10:49:29 AM

If you’re on the hunt for your first home in Rapid City, South Dakota Housing Development Authority (SDHDA) has options for your financing. For a head-start on the housing search, here are a few tips for taking advantage of the SDHDA First-Time Homebuyer Program in the Rapid City area. 

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Topics: Homeownership

7 Reasons Why South Dakota is Our Favorite Place to Live

Posted by South Dakota Housing Authority on Feb 16, 2017 9:40:09 AM

We may be biased, but South Dakota is the best place to live in the country. Need some convincing? Well, national rankings in some of the best aspects of quality of life should do the trick.

Here are seven key reasons why we think South Dakota is the best.

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Topics: Renting, Homeownership

How to Find an Affordable Apartment in South Dakota

Posted by South Dakota Housing Authority on Feb 13, 2017 11:55:12 AM

So you’re about to begin your search for an affordable rental property in South Dakota…

If you have a good handle on what you’re able to afford and how much of a monthly rent payment your budget can handle, you’ll want to figure out your options. What are your must-haves and love-to-haves in an apartment?

Write your checklist—then consider the following pathways to begin your search.

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Topics: Renting