Your source for expert information on housing in South Dakota

The First-Time Homebuyer's Guide to Aberdeen

Posted by South Dakota Housing Authority on Nov 30, 2017 12:13:47 PM

Seeking a great place to live in Aberdeen? If you're a first-time homebuyer, South Dakota Housing Development Authority (SDHDA) can help you finance your first home in South Dakota's third-largest city. The SDHDA First-Time Homebuyer program is a great place to begin.

Take a look at our tips for getting started with the program. 

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Topics: Homeownership

How to Benefit from an Affordable Housing Program in South Dakota

Posted by South Dakota Housing Authority on Nov 28, 2017 5:00:57 PM

Are you struggling to find quality, affordable housing for you and your family? Rest assured that you have options. There are multiple ways in which South Dakotans can make use of affordable housing programs to end the struggle.

Here are four ways to enhance your affordable housing search.

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Topics: Homeownership

How Much Mortgage Can I Afford?: Finding Your Ideal Homebuying Budget

Posted by South Dakota Housing Authority on Nov 16, 2017 3:28:19 PM

If you're venturing into the world of homebuying, one of the first steps you'll take is determining how much of a mortgage your budget can manage. Among your income, your expenses and your debts, there are several factors that go into plotting out your homebuying budget.

Here are just a few of the ways to get started.

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Topics: Homeownership

4 Ways to Save Money For Your Monthly Housing Budget

Posted by South Dakota Housing Authority on Oct 26, 2017 11:35:38 AM

What could possibly be more fun than paying for a mortgage each month? (All right, you can probably name quite a few things, but keeping a comfortable housing budget doesn’t always have to be painful, either.)

Cutting down on a few expenses elsewhere can help you save for your housing budget.

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Topics: Homeownership

The Guide to Mortgage Payments: Understanding the Lingo

Posted by South Dakota Housing Authority on Oct 19, 2017 4:20:01 PM

When venturing into the world of homebuying, it may feel like learning an entirely new language. The lingo and jargon might be totally foreign to you. That's why educating yourself on the basics is so important.

Here are just a few common mortgage-related terms you should know when buying a home.

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Topics: Homeownership

How to Calculate Your Mortgage Payment

Posted by South Dakota Housing Authority on Sep 26, 2017 3:04:26 PM

One potential hurdle you may encounter when navigating the world of buying your first home is the mortgage payment. What do all the terms mean, and how can you estimate how much house you can truly afford? The first step is familiarizing yourself with the vocabulary—then it's just a matter of estimating the amount so you can plan ahead for your budget.

Here are a few starter tips for calculating your mortgage payment.

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Topics: Homeownership

South Dakota Housing Programs Homebuyers Should Know About

Posted by South Dakota Housing Authority on Sep 22, 2017 3:11:45 PM

Paying for a home isn't always a one-person or one-family job. There are several funding options available to South Dakotans when it comes to providing a place to live for your household. From assistance programs to housing opportunities, there are many programs to consider.

Here are five South Dakota Housing Development Authority (SDHDA) programs of which you should be aware.

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Topics: Renting, Homeownership

Shopping for Houses in South Dakota: 3 Great First Steps

Posted by South Dakota Housing Authority on Aug 31, 2017 9:29:57 AM

Considering the search for your new home? House-shopping in South Dakota offers potential buyers a lot of options. Take advantage of the services the South Dakota Housing Development Authority (SDHDA) and its partners offer. Our services help ensure you are comfortable with all the steps leading up to purchasing a house.

Here are three steps you should consider—especially if you're a first-time homebuyer.

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Topics: Homeownership

Saving for Your First Home: Tips and Tricks to Do it Right

Posted by South Dakota Housing Authority on Aug 24, 2017 2:47:43 PM

Saving for your first home might seem overwhelming at first. But owning a house can be a big investment that ultimately pays off—especially if you save wisely and start sooner than later. The more you save now, the bigger downpayment you may be able to afford.

Below are eight steps you can take to start saving for your first home.

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Topics: Homeownership

Home Insurance: What it Covers and How it Works

Posted by South Dakota Housing Authority on Aug 17, 2017 3:43:00 PM

You value your home and everything in it. That’s why it’s crucial you have a home insurance policy that protects your property. There is a variety of options from which to choose, so it’s important to know what your policy entails.

Here are some basics to keep in mind when it comes to home insurance.

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Topics: Homeownership

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