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The First-Time Homebuyer's Guide to Brookings

Posted by South Dakota Housing Authority on Apr 19, 2018 12:17:30 PM

On the hunt for your first place in Brookings? South Dakota Housing Development Authority (SDHDA) has plenty of options available for first-time homebuyers in South Dakota's fourth-largest city. The SDHDA First-Time Homebuyer program is an ideal starting point for the process.

Read on for our tips on first-time homebuying in Brookings the right way.

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Topics: Homeownership

Free Download: A South Dakotan's Guide to Buying Your First Home

Posted by South Dakota Housing Authority on Apr 11, 2018 5:11:42 PM

Your first time applying for a mortgage, house-shopping, obtaining a home inspection—it can get daunting. Arm yourself with the knowledge you need to feel confident in your decision-making process, from setting your budget to closing on your first home.

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Topics: Homeownership

How to Make Your Home More Energy-Efficient

Posted by South Dakota Housing Authority on Mar 29, 2018 1:04:00 PM

Energy-efficiency can seem like an impossible goal—not everyone has the ability to add solar panels to their roof or install a fleet of brand-new green appliances. But there's a lot you can do for your home without spending much upfront money—and they have real results when it comes your utility bills.

Here are a few easy ways to improve your house's energy efficiency.

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Topics: Homeownership

How to Sell Your Home as Quickly as Possible

Posted by South Dakota Housing Authority on Mar 23, 2018 9:26:36 AM

It's time for you to be a repeat homebuyer—but there's still the pesky matter of selling your current home before you can enjoy your newly purchased one. So how can a homeowner make that sale happen as quickly as possible?

Here are a few tips for increasing the likelihood of a quick sale.

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Topics: Homeownership

What's an FHA Loan and How Do I Qualify?

Posted by South Dakota Housing Authority on Mar 8, 2018 11:38:04 AM

When navigating the world of homebuying, you've likely heard the term "FHA loan" before. But what exactly is an FHA loan, and what does it mean for your home purchase?

Here's an intro to this style of loan, what they offer and the criteria for qualification.

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Topics: Homeownership

What Are Property Taxes and How Are They Calculated?

Posted by South Dakota Housing Authority on Mar 2, 2018 8:59:37 AM

Every homeowner has them—but what do they mean? Property taxes are a part of buying real estate. But how are they calculated? And what are they used for? The way property taxes are assessed varies state to state and county to county, but there are some basic parameters most fit into.

Here is a basic outline of how property taxes generally work for homeowners.

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Topics: Homeownership

6 Common Mistakes Most First-Time Homebuyers Make

Posted by South Dakota Housing Authority on Feb 16, 2018 9:26:10 AM

There's a first time for everything—so when it comes to buying a home for the first time, you're bound to make a mistake or two. There's a learning curve to making purchases on this scale, but many homebuyers before you have made some mistakes so that you don't have to.

Here are six common first-time homebuyer mistakes you can avoid yourself.

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Topics: Homeownership

Homebuying with a Disability: Knowing Your Options

Posted by South Dakota Housing Authority on Feb 1, 2018 3:33:26 PM

Purchasing a home can feel like a rite of passage for many individuals and families. It's an exciting time, but there are a lot of details to consider. When it comes to homebuying with a disability, however, there are even more added layers of options and key information that are critical to know.

Here are just a few things you should keep in mind as a homebuyer with a disability.

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Topics: Homeownership

3 Common Misconceptions About College Debt and Homeownership

Posted by South Dakota Housing Authority on Jan 18, 2018 3:53:29 PM

A college degree can go a long way toward advancing your career and your general quality of life. Study after study has shown the connection between household income and holding a higher education degree.

But what about buying a home? How does having a degree impact your homeownership prospects?

There are a few common misconceptions people have when it comes to student debt and how it affects purchasing a house. (Particularly in South Dakota.) Here are just a few of them.

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Topics: Homeownership

How a College Degree Can Help You Finance a Home in South Dakota

Posted by South Dakota Housing Authority on Jan 3, 2018 9:48:22 AM

Once you’ve exited college and are ready to get your career started, one of your first steps might be to find a more permanent place to live. If buying a home post-graduation is on your radar, your financing might not be as difficult as you first thought.

As luck would have it, there’s a program through the South Dakota Housing Development Authority (SDHDA) made for recent graduates to get a little help in purchasing a home in South Dakota.

Here are some of the ways in which you can qualify for the Grants for Grads first-time homebuyer program.

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Topics: Homeownership

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