Your source for expert information on housing in South Dakota

Home Insurance: What it Covers and How it Works

Posted by South Dakota Housing Authority on Aug 17, 2017 3:43:00 PM

You value your home and everything in it. That’s why it’s crucial you have a home insurance policy that protects your property. There is a variety of options from which to choose, so it’s important to know what your policy entails.

Here are some basics to keep in mind when it comes to home insurance.

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Topics: Homeownership

Your Guide to the 2017 South Dakota Housing Market

Posted by South Dakota Housing Authority on Aug 10, 2017 5:44:52 PM

The state’s housing market can change minimally or drastically year to year, but halfway through 2017, there are a few things we’ve noticed. Whether it’s based on home sale numbers, prices or region, the housing market in South Dakota has some unique qualities.

Here are a few things that buyers and sellers (and agents and developers) should know about the housing market in South Dakota in 2017.

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Topics: Homeownership

Qualifying for a Home Loan: Tips and Tricks to Do it Right

Posted by South Dakota Housing Authority on Aug 3, 2017 2:32:14 PM

You’ve decided to purchase a home. You’ve seen others do it, but you don’t know the first steps toward making it happen. Before you dive in head-first, keep in mind that there are certain steps you should take with your finances before you start submitting paperwork.

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Topics: Homeownership

What to Look for in a Second Home: Repeat Homebuyer Tips

Posted by South Dakota Housing Authority on Jul 28, 2017 2:21:12 PM

Whether it’s a need for more space, a new neighborhood you’ve set your sights on or home upgrades you’d like to make, buying a home the second time is bound to happen sooner or later. Here are some common tips for repeat homebuyers when they’re getting back into the buyer’s market. 

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Topics: Homeownership

6 Tips for Making the Most of a Tiny House

Posted by South Dakota Housing Authority on Jul 6, 2017 3:05:03 PM

When it comes to space savings and cost savings, tiny houses can be a great avenue for a starter home or simply an opportunity to down-size. Whether you’re a solo buyer or a small family, there are ways to make this energy- and cost-efficient style of home work for your lifestyle.

Here are six tips to get you started on making the most of your tiny house space. 

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Topics: Homeownership

Home Inspections: 8 Critical Areas to Look Out For

Posted by South Dakota Housing Authority on Jun 29, 2017 2:38:14 PM

Buying or selling your home can be a big undertaking. Having your home inspected before you buy or sell can prevent delays in the selling process, get you a better price or prevent you from buying a home that might require costly repairs. Don’t underestimate the value of hiring an inspector to thoroughly review your home.

Here’s a list of important areas you should have inspected before making moves in the housing market.

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Topics: Homeownership

The Guide to Negotiating Your Home Purchase

Posted by South Dakota Housing Authority on Jun 27, 2017 11:19:14 AM

Purchase negotiations can be intimidating for many first-time homebuyers. Prices, property values, repairs, closing dates and other variables all factor into homebuying negotiations. 

How can you prepare for negotiations and improve your homebuying confidence?

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Topics: Homeownership

8 Unique Ways to Make a Small House Feel Bigger

Posted by South Dakota Housing Authority on May 18, 2017 2:33:59 PM

Do you feel cramped and crowded in your small home? Or maybe you’re looking at going smaller for your first home? Either way, if you’re a bit short on the square footage, it doesn’t mean your home has to feel small. With a few tips and tricks, you can make your home feel bigger on the inside.

Here are several ideas that can have you well on the way to a seemingly roomier home.

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Topics: Homeownership

5 Things to Look for When Picking Your New Neighborhood

Posted by South Dakota Housing Authority on May 4, 2017 2:31:25 PM

When house-hunting, one of the best things you can do to ensure a bright future in your new home is to take stock of the surrounding neighborhood. Depending on your situation, you might look out for school options, nearby activities, parks or prevalence of crime.

Here are five other points you should take into consideration when picking out your ideal neighborhood. 

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Topics: Homeownership

Things Every Homebuyer Should Know About Their Credit Score

Posted by South Dakota Housing Authority on Apr 27, 2017 2:26:58 PM

If you’re shopping for a home, you know that they don’t always come cheap. Unless you’re one of the lucky few who stumbled across a hoard of treasure or won the lottery and can pay with cash, you’re likely going to need to secure a loan in order to finance your home purchase. Lenders will always look at your credit score to see how well you manage debt.

Below are a few things to keep in mind regarding credit scores.

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Topics: Homeownership