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South Dakota Housing Authority

Recent Posts

The First-Time Homebuyer's Guide to Mitchell

Posted by South Dakota Housing Authority on Feb 13, 2019 9:31:55 AM

Considering a move to Mitchell, South Dakota? South Dakota Housing Development Authority (SDHDA) is here to assist you in your first-time homebuying journey to the state's sixth-largest city. Whether it's downpayment and closing-cost assistance or competitive rates, there's a lot to love as a first-time homebuyer.

Check out our first-time homebuying guide to Mitchell.

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Topics: Homeownership

The Guide to Address-Changing After a Move

Posted by South Dakota Housing Authority on Feb 7, 2019 9:22:32 AM

Whether you're a first-time homebuyer or a repeat homebuyer, there's a lot to think about when you're buying a new house. With so much to remember, it can be easy to let the simple things slip through the cracks, which is why a surprising number of people fail to properly update their address after moving. We want to help you with the process, so we put together a guide on what you need to do to effectively transition to your new home.

Read on to learn what you need to do to change your address after a move.

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Topics: Homeownership

4 Yard Maintenance Tasks Your City May Require of Homeowners

Posted by South Dakota Housing Authority on Jan 24, 2019 10:21:34 AM

Being a new homeowner comes with a lot of new lessons to learn about maintaining a property. While many internal decorating and maintenance decisions are left up to your discretion, your yard likely has to meet certain standards set by the city in which you live.

Here are four such standards that may be imposed upon your property.

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Topics: Homeownership

4 Things Renters Should Keep in Mind When Street Parking

Posted by South Dakota Housing Authority on Jan 17, 2019 9:26:36 AM

You did it! You found the coolest apartment in town, and you couldn't be happier. There's just one thing—the property manager doesn't provide parking spaces or lot parking for residents. When it comes to street parking, no two neighborhoods are built alike, but there are some surefire tips you can keep in mind to get the best experience.

Here are four things to keep in mind when approaching a street-parking routine.

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Topics: Renting

What Qualifies You to Have a Service/Assistance Animal in Your Rental Property?

Posted by South Dakota Housing Authority on Jan 3, 2019 9:29:38 AM

Being honest on your rental paperwork is crucially important. In fact, as of July 1, 2018, South Dakota laws allow landlords to evict or fine tenants who misrepresent their need for a service animal when renting. That's why you should only attempt to qualify for a service animal in your rental unit if you meet the state's ascribed criteria.

So what qualifies a person to have a service/assistance animal in a rental property in South Dakota?

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Topics: Renting

6 Unique Garage Improvements to Inspire Your Next DIY Project

Posted by South Dakota Housing Authority on Dec 27, 2018 9:17:56 AM

Your garage can be one of the most versatile areas of your home—if used effectively. So, how do you keep your garage useful, organized and free of clutter? We've put together some of our favorite DIY garage improvements to help you take the first step toward breathing new life into your old garage. 

Check out these six unique garage improvements to inspire your next DIY project. 

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What Every Property Manager Should Know About Fair Housing Laws

Posted by South Dakota Housing Authority on Dec 13, 2018 9:22:52 AM

Fair housing laws protect property buyers and renters from facing discrimination from a property manager or seller. As a property manager, it's important to know about fair housing laws, how they protect tenants and buyers and what you need to do in order to comply. We've put together a few key fair housing considerations that every property manager should know.

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Topics: Property Management

5 Basement Factors to Look for During a Home Inspection

Posted by South Dakota Housing Authority on Nov 29, 2018 12:02:54 PM

Everyone knows that, for homeowners, it’s important to avoid a problematic basement. A professional inspection can tell you what needs to be fixed, but, oftentimes, you can set your heart on a place before finding out how much work needs to be done. For more information about home inspections, check out our blog on eight critical areas to look out for

We've put together some key considerations to have in mind when touring a house.

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Topics: Homeownership

5 Things Repeat Homebuyers Should Know About FHA Loans

Posted by South Dakota Housing Authority on Nov 1, 2018 5:37:11 PM

Federal Housing Association (FHA) loans are popular among first-time homebuyers, but they can also offer tremendous value to repeat homebuyers, given the right circumstances. If you're looking to buy again, it can be difficult to decide whether or not an FHA insured loan is the right solution for your situation.

Here are five things repeat homebuyers should know about FHA loans.

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Topics: Homeownership

3 Reasons Your Bank Should Offer Financing for the Purchase of Governor's Houses

Posted by South Dakota Housing Authority on Oct 19, 2018 9:09:03 AM

A lender's roster of home loan products probably includes fixed-rate mortgages, construction loans, home-equity loans, lines of credit and a host of other products. The Governor's House program from SDHDA is one homeownership opportunity that you should promote to your customers or members.

Here are three reasons promoting Governor's Houses can be a positive influence on your institution's brand.

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Topics: Lending

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