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The First-Time Homebuyer's Guide to Mitchell

Posted by South Dakota Housing Authority on Feb 13, 2019 9:31:55 AM

Considering a move to Mitchell, South Dakota? South Dakota Housing Development Authority (SDHDA) is here to assist you in your first-time homebuying journey to the state's sixth-largest city. Whether it's downpayment and closing-cost assistance or competitive rates, there's a lot to love as a first-time homebuyer.

Check out our first-time homebuying guide to Mitchell.

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Topics: Homeownership

The Guide to Address-Changing After a Move

Posted by South Dakota Housing Authority on Feb 7, 2019 9:22:32 AM

Whether you're a first-time homebuyer or a repeat homebuyer, there's a lot to think about when you're buying a new house. With so much to remember, it can be easy to let the simple things slip through the cracks, which is why a surprising number of people fail to properly update their address after moving. We want to help you with the process, so we put together a guide on what you need to do to effectively transition to your new home.

Read on to learn what you need to do to change your address after a move.

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Topics: Homeownership

4 Yard Maintenance Tasks Your City May Require of Homeowners

Posted by South Dakota Housing Authority on Jan 24, 2019 10:21:34 AM

Being a new homeowner comes with a lot of new lessons to learn about maintaining a property. While many internal decorating and maintenance decisions are left up to your discretion, your yard likely has to meet certain standards set by the city in which you live.

Here are four such standards that may be imposed upon your property.

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Topics: Homeownership

5 Basement Factors to Look for During a Home Inspection

Posted by South Dakota Housing Authority on Nov 29, 2018 12:02:54 PM

Everyone knows that, for homeowners, it’s important to avoid a problematic basement. A professional inspection can tell you what needs to be fixed, but, oftentimes, you can set your heart on a place before finding out how much work needs to be done. For more information about home inspections, check out our blog on eight critical areas to look out for

We've put together some key considerations to have in mind when touring a house.

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Topics: Homeownership

5 Things Repeat Homebuyers Should Know About FHA Loans

Posted by South Dakota Housing Authority on Nov 1, 2018 5:37:11 PM

Federal Housing Association (FHA) loans are popular among first-time homebuyers, but they can also offer tremendous value to repeat homebuyers, given the right circumstances. If you're looking to buy again, it can be difficult to decide whether or not an FHA insured loan is the right solution for your situation.

Here are five things repeat homebuyers should know about FHA loans.

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Topics: Homeownership

5 Tips for Parents Assisting a Child Through First-Time Homebuying

Posted by South Dakota Housing Authority on Oct 5, 2018 11:32:42 AM

Parents of adult children often wish to help their children achieve the dream of homeownership, but knowing where to start is important. Regardless of what your family's financial situation is, there are a number of ways to help your child's dream come true.

Check out our five tips for parents assisting their children through first-time homebuying.

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Topics: Homeownership

How to Finance and Budget for Home Improvements

Posted by South Dakota Housing Authority on Sep 28, 2018 12:25:10 PM

Ready to undertake a renovation project in your home but not sure how to gather up the cash to make it happen? Budgeting for home improvements can take many shapes and forms—from borrowing from a bank to saving to prioritizing your wants and needs.

Here are a few ways to get started the right way.

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Topics: Homeownership

5 Exterior Features to Make Your Home More Sellable

Posted by South Dakota Housing Authority on Sep 17, 2018 9:30:08 AM

You put a lot of time and energy into creating a high-quality property to put on the housing market, but when it comes to going the extra mile, what features should you include? Exterior elements of a property can have a surprisingly large impact on marketability.

Here are five exterior features to consider.

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Topics: Homeownership

Buying Again: What Changes for Second-Time Homebuyers

Posted by South Dakota Housing Authority on Aug 30, 2018 9:32:18 AM

Practice makes perfect, right? Homebuying for a second time can come with some slight changes in the process, as well as lessons learned from the first time around. What exactly changes for a second-time homebuyer, though?

Here are some of the ways your experience may differ.

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Topics: Homeownership

Home Loan Preapprovals: What You Need to Know

Posted by South Dakota Housing Authority on Aug 23, 2018 5:36:31 PM

When it comes to buying a home, one of the first steps toward securing your financing is to apply for a preapproval. Your home loan can take many forms, but a preapproval gives you a stronger sense of what to expect in a mortgage.

Here's what you need to know about preapprovals—and how they affect your homebuying process.

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Topics: Homeownership

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