Are you searching for a new place? Start the house-hunting and apartment-shopping with SDHDA. If you haven’t considered affordable housing yet, you might miss out on a quality, reasonably priced new home. Affordability isn’t just reserved for new homeowners. Renters and repeat homebuyers have opportunities to score affordable housing too. Read on for tips on how to make the process as easy as it can be.

Homesteading was a unique opportunity that drove thousands of people to South Dakota from the 1860s to the 1920s. The promise of land was the driving force—the Homestead Act of 1862 guaranteed 160 acres of land to anyone willing to follow its guidelines. Today, you could argue that the Governor’s House Program is the modern equivalent of homesteading. The Governor’s House Program promises all the opportunity for ambitious people looking to own property.

South Dakota is a great state in which to live. It’s tax-friendly, from its comparatively low local taxes and no individual income tax. With all these savings, you can really make your dollar stretch in South Dakota. But this isn’t the only perk of living in this state. South Dakota has plenty of affordable communities in which to live and, with the help of SDHDA, affordable housing to purchase or rent within its borders. One of SDHDA’s primary goals is to ensure that there is plenty of safe and affordable housing in South Dakota.

Are you interested in building equity in your home? An easy way you can add value to your property is by making home improvements. Home improvements not only add value to your property quickly, but they can also make your home life more enjoyable, comfortable and beautiful. If you don’t have any ideas off the top of your head, no worries—borrow one of ours.

If you’re in search of a new home, you may have come across the term “affordable housing” during your research. Finding a home can seem expensive or impossible to some, but affordable housing is made available to help those who need a little assistance. Affordably priced, energy-efficient and high-quality housing is all made possible through South Dakota Housing Development Authority. So, before you sign on the dotted line, be sure you’re familiar with the ins and outs of your affordable-housing options.  

We spoke to three Realtors from different areas of South Dakota to gain their insight on the housing market, what to watch for in the future and what makes South Dakota such a great state. Read on for more info about the housing market in the Sioux Empire, in the Aberdeen area and in the Black Hills.

Budgeting is the framework of financial responsibility. Though it’s an easy-to-learn concept, the benefits are massive.  When people buy a new house, they might lose sight of other expenses in addition to mortgage or rent payments. If you already have a budget, it may be a good time to update it.

Are you a future first-time homebuyer or looking to find your next home? If you’re new to homeownership, there are a lot of terms and concepts with which you might be unfamiliar. One of the most important concepts future homeowners should know about is mortgage rates.

South Dakota is truly a great place to live. It’s one of the most taxpayer-friendly states in the country, and its residents can enjoy comparatively low local taxes and no individual income tax. The “Mount Rushmore State” ranks high in affordability due to its strong economy, low cost of living and economical housing.

There are no ifs, ands or buts about it…buying your first home is a big deal! There are a lot of moving parts when dealing with your first home, but there’s no need to stress out. Luckily, right now is a great time to buy and mortgage rates are expected to remain solid for the near future. If you’re looking to buy your first home and have some questions… you’ve come to the right place.