Your source for expert information on housing in South Dakota

5 First-Time Homebuyer Tips for Being a Good Neighbor

Congratulations! Buying your first house is a major achievement. Just remember—with that house comes neighbors, and with neighbors come responsibilities. Now that you're all moved in, it's time to get neighborly. While it may sound like a tall order at first, it really only requires a few considerations on your end. We've listed some here to help give you the inside scoop before the family next door comes asking to borrow a cup of sugar.

Read up to learn how you can be a good neighbor.

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Topics: Homeownership

6 Ingenious Uses for an Extra Bedroom

Having extra space is one of the many benefits that come along with homeownership. But what happens when you have a bedroom to spare? How you fill it depends upon your hobbies, your lifestyle and your priorities. We know that deciding what to do with your extra space can seem overwhelming, so we put together a list of some of our favorite bonus room designations.

As you're reading, consider your space and how each option might work for you.

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Topics: Homeownership

Low-Cost Improvements You Can Make to a Starter Home

Buying your first house is an exciting time, but it can be difficult to decide just how to begin making the house your own—especially when you're on a tight budget. When it comes to home improvement, a little effort goes a long way in transforming your starter home into the one you always imagined.

Read on for room-by-room tips on how to get started making improvements on your first home.

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Topics: Homeownership

Beyond Rates: What Borrowers Are Looking for in a Home Loan

When it comes to home loans, interest rates are usually the first thing that people look for. However, there are a number of other factors to consider before locking in on a particular home loan option. What should borrowers be looking for in their mortgages?

Read on to learn which home loan elements to look for when buying a house.

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Topics: Homeownership

The First-Time Homebuyer's Guide to Mitchell

Considering a move to Mitchell, South Dakota? South Dakota Housing Development Authority (SDHDA) is here to assist you in your first-time homebuying journey to the state's sixth-largest city. Whether it's downpayment and closing-cost assistance or competitive rates, there's a lot to love as a first-time homebuyer.

Check out our first-time homebuying guide to Mitchell.

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Topics: Homeownership

The Guide to Address-Changing After a Move

Whether you're a first-time homebuyer or a repeat homebuyer, there's a lot to think about when you're buying a new house. With so much to remember, it can be easy to let the simple things slip through the cracks, which is why a surprising number of people fail to properly update their address after moving. We want to help you with the process, so we put together a guide on what you need to do to effectively transition to your new home.

Read on to learn what you need to do to change your address after a move.

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Topics: Homeownership

4 Yard Maintenance Tasks Your City May Require of Homeowners

Being a new homeowner comes with a lot of new lessons to learn about maintaining a property. While many internal decorating and maintenance decisions are left up to your discretion, your yard likely has to meet certain standards set by the city in which you live.

Here are four such standards that may be imposed upon your property.

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Topics: Homeownership

5 Basement Factors to Look for During a Home Inspection

Everyone knows that, for homeowners, it’s important to avoid a problematic basement. A professional inspection can tell you what needs to be fixed, but, oftentimes, you can set your heart on a place before finding out how much work needs to be done. For more information about home inspections, check out our blog on eight critical areas to look out for

We've put together some key considerations to have in mind when touring a house.

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Topics: Homeownership

5 Things Repeat Homebuyers Should Know About FHA Loans

Federal Housing Association (FHA) loans are popular among first-time homebuyers, but they can also offer tremendous value to repeat homebuyers, given the right circumstances. If you're looking to buy again, it can be difficult to decide whether or not an FHA insured loan is the right solution for your situation.

Here are five things repeat homebuyers should know about FHA loans.

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Topics: Homeownership, Featured Blog

5 Tips for Parents Assisting a Child Through First-Time Homebuying

Parents of adult children often wish to help their children achieve the dream of homeownership, but knowing where to start is important. Regardless of what your family's financial situation is, there are a number of ways to help your child's dream come true.

Check out our five tips for parents assisting their children through first-time homebuying.

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Topics: Homeownership

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