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South Dakota Housing Authority

Recent Posts

3 Common Misconceptions About College Debt and Homeownership

Posted by South Dakota Housing Authority on Jan 18, 2018 3:53:29 PM

A college degree can go a long way toward advancing your career and your general quality of life. Study after study has shown the connection between household income and holding a higher education degree.

But what about buying a home? How does having a degree impact your homeownership prospects?

There are a few common misconceptions people have when it comes to student debt and how it affects purchasing a house. (Particularly in South Dakota.) Here are just a few of them.

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Topics: Homeownership

Mastering Mortgages: Offering the Best Home Loans to Your Customers

Posted by South Dakota Housing Authority on Jan 11, 2018 12:21:45 PM

Lenders and financial institutions that offer mortgages have a unique opportunity—to provide the key to owning a home to potentially thousands of families and individuals. So what can a mortgage lender do to offer the best possible options for their potential and existing customers?

Here are four avenues you should take as a lender to diversify your offerings.

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Topics: Lending

How a College Degree Can Help You Finance a Home in South Dakota

Posted by South Dakota Housing Authority on Jan 3, 2018 9:48:22 AM

Once you’ve exited college and are ready to get your career started, one of your first steps might be to find a more permanent place to live. If buying a home post-graduation is on your radar, your financing might not be as difficult as you first thought.

As luck would have it, there’s a program through the South Dakota Housing Development Authority (SDHDA) made for recent graduates to get a little help in purchasing a home in South Dakota.

Here are some of the ways in which you can qualify for the Grants for Grads first-time homebuyer program.

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Topics: Homeownership

5 Home Inspection Warning Signs to Keep in Mind

Posted by South Dakota Housing Authority on Dec 28, 2017 3:26:36 PM

Home inspections are incredibly important to the homebuying process. A professional inspector can pinpoint problem areas for a potential property and save you headache down the road.

Here are five things to look out for during your home inspection.

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Topics: Homeownership

Listing a Rental: 6 Tips for Writing the Best Apartment Ad

Posted by South Dakota Housing Authority on Dec 21, 2017 10:49:51 AM

As a property manager, you already know the basics of what to include in a rental ad—number of bedrooms, number of bathrooms, square footage and listing and security deposit price all come to mind. But what can you do to enhance your listing to attract the most high-quality applicants?

Here are six potential tips for improving your average apartment ad.

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Topics: Property Management

Understanding a "Loan Estimate" — What it Means for Your Home Purchase

Posted by South Dakota Housing Authority on Dec 14, 2017 4:10:34 PM

Navigating the terminology of homebuying may introduce you to some new phrases that weren't in your vocabulary before. One such phrase is a "loan estimate" (f.k.a., a "good faith estimate"), which is a term used to identify a document that can be extremely helpful to you when shopping for the perfect mortgage.

Here are some aspects of loan estimates you should know about as a first-time homebuyer.

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Topics: Homeownership

7 Apartment Decorating Tips for First-Time Renters

Posted by South Dakota Housing Authority on Dec 7, 2017 12:10:52 PM

Your first apartment is your opportunity to reflect your personality in your decor. Whether it's landlord rules, lack of space or boring furnishings, this isn't always as easy as it looks. Luckily, there is a variety of ways you can liven up your apartment space without spending too much.

Here are seven tips for decorating your first apartment.

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Topics: Renting

The First-Time Homebuyer's Guide to Aberdeen

Posted by South Dakota Housing Authority on Nov 30, 2017 12:13:47 PM

Seeking a great place to live in Aberdeen? If you're a first-time homebuyer, South Dakota Housing Development Authority (SDHDA) can help you finance your first home in South Dakota's third-largest city. The SDHDA First-Time Homebuyer program is a great place to begin.

Take a look at our tips for getting started with the program. 

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Topics: Homeownership

How to Benefit from an Affordable Housing Program in South Dakota

Posted by South Dakota Housing Authority on Nov 28, 2017 5:00:57 PM

Are you struggling to find quality, affordable housing for you and your family? Rest assured that you have options. There are multiple ways in which South Dakotans can make use of affordable housing programs to end the struggle.

Here are four ways to enhance your affordable housing search.

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Topics: Homeownership

How Much Mortgage Can I Afford?: Finding Your Ideal Homebuying Budget

Posted by South Dakota Housing Authority on Nov 16, 2017 3:28:19 PM

If you're venturing into the world of homebuying, one of the first steps you'll take is determining how much of a mortgage your budget can manage. Among your income, your expenses and your debts, there are several factors that go into plotting out your homebuying budget.

Here are just a few of the ways to get started.

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Topics: Homeownership

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