Your source for expert information on housing in South Dakota

8 Unique Ways to Make a Small House Feel Bigger

Posted by South Dakota Housing Authority on May 18, 2017 2:33:59 PM

Do you feel cramped and crowded in your small home? Or maybe you’re looking at going smaller for your first home? Either way, if you’re a bit short on the square footage, it doesn’t mean your home has to feel small. With a few tips and tricks, you can make your home feel bigger on the inside.

Here are several ideas that can have you well on the way to a seemingly roomier home.

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Topics: Homeownership

5 Things to Look for When Picking Your New Neighborhood

Posted by South Dakota Housing Authority on May 4, 2017 2:31:25 PM

When house-hunting, one of the best things you can do to ensure a bright future in your new home is to take stock of the surrounding neighborhood. Depending on your situation, you might look out for school options, nearby activities, parks or prevalence of crime.

Here are five other points you should take into consideration when picking out your ideal neighborhood. 

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Topics: Homeownership

Things Every Homebuyer Should Know About Their Credit Score

Posted by South Dakota Housing Authority on Apr 27, 2017 2:26:58 PM

If you’re shopping for a home, you know that they don’t always come cheap. Unless you’re one of the lucky few who stumbled across a hoard of treasure or won the lottery and can pay with cash, you’re likely going to need to secure a loan in order to finance your home purchase. Lenders will always look at your credit score to see how well you manage debt.

Below are a few things to keep in mind regarding credit scores.

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Topics: Homeownership

4 Lender Benefits of Offering the First-Time Homebuyer Program

Posted by South Dakota Housing Authority on Apr 20, 2017 2:30:05 PM

What’s the importance of attracting first-time homebuyers to your bank, credit union or financial institution? What benefits can participating in the South Dakota Housing Development Authority (SDHDA) First-Time Homebuyer Program truly provide a lender?

There’s more than one reason to become a participating lender—here are a few of them.

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Topics: Lending

6 Things to Remember For Property Development

Posted by South Dakota Housing Authority on Apr 13, 2017 12:05:24 PM

Deciding to build, whether a single-family residence or multifamily apartment building, takes a lot of thought and planning. Whether you’re an amateur property developer or a seasoned professional, here are six key fundamental things to remember before you start.

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Topics: Property Development

4 Key Home Improvements to Make Before Selling

Posted by South Dakota Housing Authority on Apr 6, 2017 2:41:32 PM

Have you decided to sell your home and you’re not sure where to start with sprucing up the place for the sale? Putting in the effort to make your home stand out will help it sell and add extra reinforcement to your asking price.

Consider these four home improvements before you sell.
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Topics: Homeownership

How to Make Your Monthly Rent Payments More Affordable

Posted by South Dakota Housing Authority on Apr 4, 2017 4:41:17 PM

You may have figured out by now that living comes with a few expenses—rent payments, taxes, utilities, groceries (and the list continues). Making rent payments can sometimes be a challenge, and no one wants to give up their phone plan, internet access or utility necessities.

So how can you make your rent more affordable? Here are a few methods to try.

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Topics: Renting

6 Tips for Saving Up a New Home Downpayment

Posted by South Dakota Housing Authority on Mar 30, 2017 2:31:23 PM

Some things in life come naturally—some just don’t. Buying a new home, especially your first, doesn’t always come naturally. If you just got done paying off your student loans or your car, for example, jumping into a new, 30-year investment plus coming up with a downpayment might seem difficult. However, a smartly thought out savings plan and a few nips and tucks to your budget here and there can have you well on your way to affording a downpayment on a new home.

Here’s how you can start saving for your downpayment.

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Topics: Homeownership

8 Common Mistakes to Avoid as a First-Time Homebuyer

Posted by South Dakota Housing Authority on Mar 23, 2017 4:54:58 PM

Ready to jump into the housing market? Buying a home is an undertaking that can cost time and money. But you’re not alone—even veteran repeat homebuyers can sometimes forget about the best ways to navigate the market and optimize your savings.

Thankfully, first-timers can gain some peace of mind by avoiding these common mistakes.

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Topics: Homeownership

Free Download: How to Rent An Apartment: The Guide to Finding the Perfect First Rental

Posted by South Dakota Housing Authority on Mar 17, 2017 2:54:27 PM

So you’re ready to branch out on your own and rent your first apartment. It’s an exciting time, but if you have never done it before, where do you start? With the appropriate tools and knowledge, you can get on the right track to finding that perfect apartment in South Dakota, in the perfect neighborhood, for the perfect price.

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Topics: Renting