Your source for expert information on housing in South Dakota

The Guide to First-Time Homebuying Like a Second-Time Homebuyer

Posted by South Dakota Housing Authority on Aug 25, 2016 3:35:05 PM

When it comes to the first-time homebuying experience, many people we talk to say, "I wish I had known this the first time around."

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Topics: Home Ownership

4 Things That Can Hold Up Your Mortgage

Posted by South Dakota Housing Authority on Aug 18, 2016 5:47:34 PM

 

When the excitement of owning a home sets in, you will likely want to make the process quick and painless to get keys in hand as soon as possible.

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Topics: Home Ownership, Lending

4 Loan Options to Share with Your Customers

Posted by South Dakota Housing Authority on Jul 25, 2016 10:11:47 AM

It’s always good to have options – that’s why South Dakotans should count themselves lucky. When it comes to purchasing or upgrading a new home there are choices residents have in borrowing.

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Topics: Lending

Are you Ready for Your First Home?

Posted by South Dakota Housing Authority on Jul 14, 2016 4:39:26 PM

When you’ve got homeownership on your mind, waiting can make you restless. If your apartment is bursting at the seams and you’re looking to put down roots in a larger space, it might be time to buy your first home.

But buying shouldn’t be considered without first determining if you’re truly ready for the responsibilities, both financial and otherwise, of owning.

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Topics: Home Ownership

Reasons to Offer the First-Time Homebuyer Loan Program

Posted by South Dakota Housing Authority on Jul 7, 2016 3:40:32 PM

“Do I really need one more thing?”

That’s a question we hear from a lot of lenders.

Banks and credit unions have a wide breadth of loan and mortgage offerings, and it’s easy to feel like they are offering everything their clients need. But there are some things that the First-Time Homebuyer Loan Program offers that other programs may not.

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Topics: Home Ownership, Lending

Property Development 101: 5 Tips for Doing it Right

Posted by South Dakota Housing Authority on Jul 1, 2016 5:53:49 PM

Whether you’re a fledgling developer or a long-time pro, there are a few essential parts of every development project, particularly when you’re looking to build affordable, comfortable housing.

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Repeat Homebuying 101: Juggling Selling and Purchasing

Posted by South Dakota Housing Authority on Jun 23, 2016 3:01:44 PM

The burden of selling a home while you’re in the thick of the new-house search can seem a little daunting. But juggling selling and purchasing simultaneously can be manageable if you keep the right things in mind.

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Topics: Home Ownership

Apartment vs. House: When to Make the Homebuying Decision

Posted by South Dakota Housing Authority on Jun 16, 2016 9:58:25 AM

If you’ve been renting for years, when do you know if it’s the right time to buy? There are a lot of factors that go into this decision, whether it’s investing in your future, the satisfaction of ownership or just getting more room to spread out. 

So what factors should go into the decision-making process?

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Topics: Renting, Home Ownership

The Dos and Don'ts of Home Inspections

Posted by South Dakota Housing Authority on Jun 10, 2016 2:40:43 PM

The value of a home inspection is gaining an expert’s insight into the structure and state of your potential house before you invest. A home inspector can see red flags that you and your agent may miss.

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Topics: Home Ownership

The Real Cost of Buying a Home: Closing Costs in a Nutshell

Posted by South Dakota Housing Authority on Jun 2, 2016 10:14:02 AM

When it comes time to close, what are these “closing costs” that are always talked about? Should a homebuyer be prepared to offer up a substantial amount on them?

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Topics: Home Ownership